A modern approach:
Converting risk
into resilience
Converting risk
into resilience
Converting risk into resilience
insurable is a modern approach to insurance, protecting against our extreme Australian climate and providing financial resilience for our farming communities, using transformative and innovative solutions.
insurable is a modern approach to insurance, protecting against our extreme Australian climate and providing financial resilience for our farming communities, using transformative and innovative solutions.
insurable is a modern approach to insurance, protecting against our extreme Australian climate and providing financial resilience for our farming communities, using transformative and innovative solutions.
insurable is a modern approach to insurance, protecting against our extreme Australian climate and providing financial resilience for our farming communities, using transformative and innovative solutions.
SIMPLE, RELIABLE, INNOVATIVE
Our products are scalable, customisable and reliable to protect every corner of our diverse landscape, reducing the protection gap for climate-exposed regional industries and replacing it with peace of mind during critical harvest periods.
Request a Quote
OUR SERVICES
01.
01.
01.
01.
Weather
Weather
Weather
Weather
BEST SUITED FOR
Quick, transparent payouts
Lower administrative costs
Ideal for hard-to-insure or remote regions
insurable Weather is a type of insurance that pays out a predetermined amount when a specific event or condition occurs, rather than reimbursing actual losses incurred.
It differs from traditional insurance, which compensates policyholders based on assessed damage or loss.
insurable Weather is a type of insurance that pays out a predetermined amount when a specific event or condition occurs, rather than reimbursing actual losses incurred.
It differs from traditional insurance, which compensates policyholders based on assessed damage or loss.
insurable Weather is a type of insurance that pays out a predetermined amount when a specific event or condition occurs, rather than reimbursing actual losses incurred.
It differs from traditional insurance, which compensates policyholders based on assessed damage or loss.
Key features
of insurable Weather
AUTOMATIC – NO FUSS
Trigger-Based Payouts with Predefined Conditions.
Trigger-Based Payouts with Predefined Conditions.
Trigger-Based Payouts with Predefined Conditions.
Payouts are predefined and agreed upon in advance. They are triggered by a measurable parameter (e.g., wind speed, maximum or minimum daily temperature, rainfall amount).
Payouts are predefined and agreed upon in advance. They are triggered by a measurable parameter (e.g., wind speed, maximum or minimum daily temperature, rainfall amount).
Payouts are predefined and agreed upon in advance. They are triggered by a measurable parameter (e.g., wind speed, maximum or minimum daily temperature, rainfall amount).
YOU DECIDE
Faster Payouts. Days – not weeks.
Faster Payouts. Days – not weeks.
Faster Payouts. Days – not weeks.
Since there’s no need for damage assessment like in traditional insurance, payouts are typically faster.
Since there’s no need for damage assessment like in traditional insurance, payouts are typically faster.
Since there’s no need for damage assessment like in traditional insurance, payouts are typically faster.
Since there’s no need for damage assessment like in traditional insurance, payouts are typically faster.
Since there’s no need for damage assessment like in traditional insurance, payouts are typically faster.
Since there’s no need for damage assessment like in traditional insurance, payouts are typically faster.
Fast and simple
claims process
Parametric Insurance
Often paid within days of conditions triggered
Minimal documentation
Vs
Traditional Insurance
Can take weeks or months
Extensive documentation – damage reports, photos etc.
insurable Weather
claim scenario examples
EXAMPLE 1
Frost Risk
Frost Risk
Frost Risk
Pays out if temperatures fall below a predefined threshold (e.g., -2°C for 2+ hours).
Pays out if temperatures fall below a predefined threshold (e.g., -2°C for 2+ hours).
Pays out if temperatures fall below a predefined threshold (e.g., -2°C for 2+ hours).
EXAMPLE 2
Hailstorms
Hailstorms
Hailstorms
Uses hail strike pads set up in paddocks to automatically detect hail.
Uses hail strike pads set up in paddocks to automatically detect hail.
Uses hail strike pads set up in paddocks to automatically detect hail.
EXAMPLE 3
Drought Risk
Drought Risk
Drought Risk
Pays if cumulative rainfall over a defined period falls below a set threshold (e.g., <20mm in 30 days).
Pays if cumulative rainfall over a defined period falls below a set threshold (e.g., <20mm in 30 days).
Pays if cumulative rainfall over a defined period falls below a set threshold (e.g., <20mm in 30 days).
Ready to switch to
Weather?
Request a Quote
If it's measurable,
it's
If it's measurable,
it's
If it's measurable,
it's
If it's measurable,
it's
OUR SERVICES
02.
02.
02.
02.
Yield
Yield
Yield
Yield
BEST SUITED FOR
Protecting income from general crop failure
Quick, formulaic payouts without inspection
Scalable benefits
insurable Yield is a financial contract that pays out a predetermined amount when yields fall below a certain level over a specified time and region.
It differs from traditional insurance in so far as it does not directly cover damage or loss (primarily weather, pests or disease), rather the impact the damage or loss has on the overall yield.
insurable Yield is a financial contract that pays out a predetermined amount when yields fall below a certain level over a specified time and region.
It differs from traditional insurance in so far as it does not directly cover damage or loss (primarily weather, pests or disease), rather the impact the damage or loss has on the overall yield.
insurable Yield is a financial contract that pays out a predetermined amount when yields fall below a certain level over a specified time and region.
It differs from traditional insurance in so far as it does not directly cover damage or loss (primarily weather, pests or disease), rather the impact the damage or loss has on the overall yield.
Key features
of insurable Yield
SIMPLE TERMS – EASY SETTLEMENTS
Predefined, incremental claim payouts
Predefined, incremental claim payouts
Predefined, incremental claim payouts
Payouts are predefined and agreed upon in advance. Incremental claim settlements in line with the severity of yield reductions (eg 30%, 40% or 50% within a single policy)
Payouts are predefined and agreed upon in advance. Incremental claim settlements in line with the severity of yield reductions (eg 30%, 40% or 50% within a single policy)
Payouts are predefined and agreed upon in advance. Incremental claim settlements in line with the severity of yield reductions (eg 30%, 40% or 50% within a single policy)
YOU DECIDE
Faster Payouts. Days – not weeks.
Faster Payouts. Days – not weeks.
Faster Payouts. Days – not weeks.
Scalable benefits aligned to a reduction in crop yield with no requirement to prove actual losses. Once harvest has occurred and reductions calculated, a payout is triggered.
Scalable benefits aligned to a reduction in crop yield with no requirement to prove actual losses. Once harvest has occurred and reductions calculated, a payout is triggered.
Scalable benefits aligned to a reduction in crop yield with no requirement to prove actual losses. Once harvest has occurred and reductions calculated, a payout is triggered.
Scalable benefits aligned to a reduction in crop yield with no requirement to prove actual losses. Once harvest has occurred and reductions calculated, a payout is triggered.
Scalable benefits aligned to a reduction in crop yield with no requirement to prove actual losses. Once harvest has occurred and reductions calculated, a payout is triggered.
Scalable benefits aligned to a reduction in crop yield with no requirement to prove actual losses. Once harvest has occurred and reductions calculated, a payout is triggered.
Claim scenario examples
The following scenarios are based on a $8,500 per hectare yield forecast
EXAMPLE 1
Payout set at 30% in yield reduction
Payout set at 30% in yield reduction
Payout set at 30% in yield reduction
Predetermined Value
30%
Actual Yield Reduction
37.5%
Payout
$2,550/ha
EXAMPLE 2
Payout set at 40% in yield reduction
Payout set at 40% in yield reduction
Payout set at 40% in yield reduction
Predetermined Value
40%
Actual Yield Reduction
45%
Payout
$3,400/ha
EXAMPLE 3
Payout set at 50% in yield reduction
Payout set at 50% in yield reduction
Payout set at 50% in yield reduction
Predetermined Value
50%
Actual Yield Reduction
53%
Payout
$4,250/ha
Claim scenario examples
The following scenarios are based on a $8,500 per hectare yield forecast
EXAMPLE 1
Payout set at 30% in yield reduction
Predetermined Value
30%
Actual Yield Reduction
37.5%
Payout
$2,550/ha
EXAMPLE 2
Payout set at 40% in yield reduction
Predetermined Value
40%
Actual Yield Reduction
45%
Payout
$3,400/ha
EXAMPLE 3
Payout set at 50% in yield reduction
Predetermined Value
50%
Actual Yield Reduction
53%
Payout
$4,250/ha
Claim scenario examples
The following scenarios are based on a $8,500 per hectare yield forecast
EXAMPLE 1
Payout set at 30% in yield reduction
Predetermined Value
30%
Actual Yield Reduction
37.5%
Payout
$2,550/ha
EXAMPLE 2
Payout set at 40% in yield reduction
Predetermined Value
40%
Actual Yield Reduction
45%
Payout
$3,400/ha
EXAMPLE 3
Payout set at 50% in yield reduction
Predetermined Value
50%
Actual Yield Reduction
53%
Payout
$4,250/ha
Claim scenario examples
The following scenarios are based on a $8,500 per hectare yield forecast
EXAMPLE 1
Payout set at 30% in yield reduction
Predetermined Value
30%
Actual Yield Reduction
37.5%
Payout
$2,550/ha
EXAMPLE 2
Payout set at 40% in yield reduction
Predetermined Value
40%
Actual Yield Reduction
45%
Payout
$3,400/ha
EXAMPLE 3
Payout set at 50% in yield reduction
Predetermined Value
50%
Actual Yield Reduction
53%
Payout
$4,250/ha
Ready to switch to
Yield?
Request a Quote
Contact us or request a quote
Contact us
or request a quote
Contact us
or request a quote
Frequently Asked Questions
Frequently
Asked Questions
Frequently
Asked Questions
General
Who is insurable?
Who is insurable?
Who is insurable?
Who is insurable?
Who is insurable?
Who is insurable?
What is parametric insurance?
What is parametric insurance?
What is parametric insurance?
What is parametric insurance?
What is parametric insurance?
What is parametric insurance?
How can I contact insurable?
How can I contact insurable?
How can I contact insurable?
How can I contact insurable?
How can I contact insurable?
How can I contact insurable?
Where can I leave feedback or make a complaint?
Where can I leave feedback or make a complaint?
Where can I leave feedback or make a complaint?
Where can I leave feedback or make a complaint?
Where can I leave feedback or make a complaint?
Where can I leave feedback or make a complaint?
Product
What industry/ies does insurable cover?
What industry/ies does insurable cover?
What industry/ies does insurable cover?
What industry/ies does insurable cover?
What industry/ies does insurable cover?
What industry/ies does insurable cover?
How does insurable differ from traditional insurance?
How does insurable differ from traditional insurance?
How does insurable differ from traditional insurance?
How does insurable differ from traditional insurance?
How does insurable differ from traditional insurance?
How does insurable differ from traditional insurance?
How much insurance do I need?
How much insurance do I need?
How much insurance do I need?
How much insurance do I need?
How much insurance do I need?
How much insurance do I need?
What other insurance products can you help me with?
What other insurance products can you help me with?
What other insurance products can you help me with?
What other insurance products can you help me with?
What other insurance products can you help me with?
What other insurance products can you help me with?
Quotes
How do I arrange a quote?
How do I arrange a quote?
How do I arrange a quote?
How do I arrange a quote?
How do I arrange a quote?
How do I arrange a quote?
I have a question about / need help with my quote.
I have a question about / need help with my quote.
I have a question about / need help with my quote.
I have a question about / need help with my quote.
I have a question about / need help with my quote.
I have a question about / need help with my quote.
How do I finalise my quote?
How do I finalise my quote?
How do I finalise my quote?
How do I finalise my quote?
How do I finalise my quote?
How do I finalise my quote?
Policy
How do I make changes to my new or existing policy?
How do I make changes to my new or existing policy?
How do I make changes to my new or existing policy?
How do I make changes to my new or existing policy?
How do I make changes to my new or existing policy?
How do I make changes to my new or existing policy?
How do I renew my policy?
How do I renew my policy?
How do I renew my policy?
How do I renew my policy?
How do I renew my policy?
How do I renew my policy?
I need to cancel my policy.
I need to cancel my policy.
I need to cancel my policy.
I need to cancel my policy.
I need to cancel my policy.
I need to cancel my policy.
Claims
How do I make a claim?
How do I make a claim?
How do I make a claim?
How do I make a claim?
How do I make a claim?
How do I make a claim?
What is involved in lodging a claim?
What is involved in lodging a claim?
What is involved in lodging a claim?
What is involved in lodging a claim?
What is involved in lodging a claim?
What is involved in lodging a claim?
Is there a time limit for lodging a claim?
Is there a time limit for lodging a claim?
Is there a time limit for lodging a claim?
Is there a time limit for lodging a claim?
Is there a time limit for lodging a claim?
Is there a time limit for lodging a claim?
Will my premium increase if I make a claim?
Will my premium increase if I make a claim?
Will my premium increase if I make a claim?
Will my premium increase if I make a claim?
Will my premium increase if I make a claim?
Will my premium increase if I make a claim?
Who can I talk to about my claim in progress?
Who can I talk to about my claim in progress?
Who can I talk to about my claim in progress?
Who can I talk to about my claim in progress?
Who can I talk to about my claim in progress?
Who can I talk to about my claim in progress?
This information and advice provided by insurable is general in nature and has not taken into account your specific circumstances. You should consider the appropriateness of this advice in light of your own financial situation and objectives.
If you are considering acquiring a policy, you should obtain a copy of the Product Disclosure Statement (PDS) for that product and read it carefully before making any decisions. We are not liable for any losses or damages that may arise from acting on this advice. If you have any questions or concerns, please do not hesitate to contact us.
© 2025 insurable Pty Ltd